Member Login

Stay Ahead of ACA Changes

Expand Your Client Options with

As ACA premiums rise and subsidies shift, agents need flexible solutions that keep clients covered and confident.

Become A PartnerLearn About Our Incentives

netWell™, a 501(c)(3), is not an insurance company but a religious health care sharing ministry.

netWell™ is not offered in the following states: CA, MD, VT, WA.

Understanding the ACA Landscape

The Affordable Care Act (ACA) continues to evolve — and with those changes come new challenges for agents and their clients:

  • Shrinking plan choices and networks
  • Increased out-of-pocket costs and premiums
  • Shortened open-enrollment windows
  • Uncertain subsidy structures and eligibility changes

Families above 400% of the Federal Poverty Level are especially vulnerable, often losing access to affordable plans as premium tax credits phase out.

Where netWell™ Fits In

Health Care Sharing Ministries like netWell™ offer a sustainable and community-based alternative to traditional insurance. Instead of premiums, members contribute to each other’s eligible medical needs based on shared values and responsibility.

For agents, that means being able to offer your clients:

  • Lower monthly membership costs
  • No narrow networks or surprise rate hikes
  • Access to care that aligns with their faith and finances
  • Support from a trusted national ministry

Training and Support for Agents

Our team provides resources that help you serve and grow:

  • ACA alternative training webinars
  • Digital brochures and marketing kits
  • Personal sales support from our producer team