As the 2025–26 Open Enrollment Period (OEP) approaches, millions of Americans are bracing for higher health insurance premiums, reduced choices, and limited flexibility. For families and individuals, the stakes couldn’t be higher—but thankfully, there’s another option.
Unlike traditional health insurance, netWell™ is a healthcare sharing ministry (HCSM) that offers year-round enrollment, predictable costs, and a values-driven approach to managing medical expenses. Instead of being locked into rigid networks and ever-rising premiums, netWell members enjoy flexible membership options, transparent guidelines, and a supportive community that shares in each other’s medical needs.
Why Families Are Choosing netWell
- Always-Open Enrollment
Unlike health insurance, netWell doesn’t limit you to once-a-year sign-ups. You can join anytime and start sharing healthcare costs with other members right away. - Predictable, Transparent Costs
Our memberships are built around clear Member Commitment Portions (MCPs), giving you peace of mind about what you’ll pay before care begins. - Real Member Support
Members consistently praise netWell’s friendly, responsive customer service—a refreshing change from the red tape and confusion often experienced with traditional insurance. - Extra Value Through Innovative Partnerships
netWell has built strong partnerships to lower costs and expand access to care:
- Goodbill: Professional hospital bill review and negotiation, often reducing bills by up to 95%.
- Labcorp: Access to 2,000+ nationwide testing centers for affordable and reliable diagnostics.
- netWell RX: Free prescription drug program with 1,000+ maintenance and urgent-care medications, shipped to your door or available at 70,000 pharmacies.
These benefits come at no extra cost—they’re included with your membership.
Our Most Popular Plan: The Elite+ All-Inclusive Membership
For those seeking comprehensive protection, netWell’s Elite+ Membership is the top choice. Starting at just $269 per month, members gain access to a wide range of healthcare services, including hospitalization, preventive screenings, urgent care, surgery, mental health, and more.
You can even choose your MCP level—$2,500, $5,000, or $10,000—to customize your balance between monthly contributions and out-of-pocket responsibility.
Supplemental Dental Options
Healthcare isn’t complete without dental. That’s why netWell offers affordable dental sharing memberships starting at $35/month:
- Silver Plan: $35/month
- Gold Plan: $50/month
- Platinum Plan: $65/month
These memberships cover routine care like exams, cleanings, x-rays, and restorative work such as fillings and root canals.
Why Wait for Open Enrollment?
This year’s Open Enrollment Period (Nov. 1, 2025 – Jan. 15, 2026) is the time to compare traditional insurance options. But with netWell, you don’t have to wait! You can join at any time and start enjoying the affordability, flexibility, and community support that set netWell apart.
Ready to make the switch?
Compare before you decide. Then join anytime.
