In a healthcare system where over 80% of medical bills contain errors and the national medical debt burden has surpassed $220 billion, many Americans are turning to bill negotiators and advocacy services to prevent financial collapse from hospital charges. Among the organizations leading this change is Goodbill, whose partnership with health care sharing ministry netWell™ is making a significant real-world impact on families across the country.

Despite more than 90% of Americans having some form of health coverage, recent data shows that 1 in 12 adults still carries medical debt. More alarmingly, nearly 3 million Americans owe over $10,000 in medical bills—often due to pricing errors, coding issues, or inaccessible financial assistance processes.

“At netWell™, our mission is to carry each other’s burdens, and Goodbill helps make that mission tangible,” said Bob Malone, CEO and Chairman of the Board at netWell™. “Their work strengthens the support system that health care sharing is all about. The medical billing savings they’ve delivered for our members are more than impressive; they’re a testament to the real-world value Goodbill brings to the netWell™ community.”

Real People, Real Savings

As noted and picked up by Today In Medicine, the partnership between netWell and Goodbill is yielding real-world savings for our members. Recent examples include:

Las Vegas, NV
Original Bill: $19,759 → Final Amount: $2,165
89% SAVINGS

Frisco, TX
Original Bill: $11,427 → Final Amount: $1,664
85% SAVINGS

Las Vegas, NV
Original Bill: $26,898 → Final Amount: $4,280
84% SAVINGS

Why This Matters

The burden of medical debt affects nearly 50% of U.S. adults, and that number is rising. Even for those with private insurance or Medicaid, high hospital bills remain a top cause of financial hardship. By proactively engaging services like Goodbill, netWell™ offers members:
✅ Substantial relief on high hospital bills
✅ Advocacy even when a bill isn’t eligible for sharing
✅ Increased confidence in navigating the healthcare system
✅ A non-insurance solution that puts transparency first

In a system where billing errors are the norm and pricing is often ambiguous, Goodbill’s work represents a shift toward patient advocacy and financial clarity. For netWell™, it’s one more way to deliver on our promise of care, without compromise.